Approved

I am very happy to announced that yesterday we applied for a loan at our bank for a first time home buyers loan and..................WE GOT APPROVED..........YAY. The best news is its a lower interest rate than whats on this house now because it was considered a rental for my mom so the rate was a little higher. I really am so happy! All the hard work and decisions on where the money goes has finally paid off. It makes everything so worth it.

We pay all the bills and the house payment now, but now that's its in our own name,, we will be getting credit for it, and I can call myself a home owner! We go on Friday to go over paperwork and stuff.