Monday, April 26, 2010

Financial Goals Update

I thought I'd do a little update on the financial goals that I have been working on. In my opinion we are doing pretty well,,, we still have a long way to go though. But when I look at what we have accomplished so far it feels good. I would love to say we have did this by saving and scrimping but Ben has been working quite a bit of overtime lately so I have been putting all the extra money he's making towards these bills. Honestly,, we don't really have much wiggle room in our budget without overtime, so its almost impossible to pay extra on things without the overtime. So I've been taking advantage of it while I can!

-Pay off Ben's truck--DONE

-Save enough to buy Ben a new to us vehicle with cash--DONE

-1,000 emergency fund--DONE--this one is hard for me because if we are running short until next payday I keep borrowing from this money, then I have to replace it,,, I need to stop that!

-Pay off Dr. bill #1--DONE

Pay off Dr. bill #2--DONE

Pay off Dr. bill #3--

Credit Card #1--PAID OFF

Credit Card #2--PAID OFF

Credit Card #3--PAID OFF

Credit Card #4--

Credit Card #5--

Pay off Durango--

Pay off House--

So there you have it. The process is going to slow just a little because I have decided that we need to start saving money for our trip to Florida this coming December and we will have to book our resort ahead of time and I want to pay cash for the entire trip. The problem is I have no idea how much this trip is going to cost us, I'm sure it wont be cheap though, because were going to Disney! I know it isn't the smartest thing to go on a big vacation when there is still debt to be paid off, but we rarely go anywhere. My kids deserve this and I want to do it before they get to old to enjoy the magic that is Disney! :) We are already so excited!

Paying off these bills has not been easy at all. Its caused many fights in my household, and also seeing others do things and buy things makes you want to do it to,, but what good is it when you have debt hanging over your head. One day we will be free of it all and life will be very GOOD!
Like Dave Ramsey says....Live like no one else NOW so LATER you can live like no one else .

4 comments:

JAmb said...

AWESOME! I'm so proud of you Jill. You guys are doing a great job!!

Anonymous said...

JILL YOU ARE DOING GREAT JUST HANG
IN YOU WILL GET IT DONE DONT GET DISCOURAGED IT WILL HAPEN SOON
TIME MOVES FAST
LOVE GRANDMA

momto9 said...

wow you've done very well...that ios also our goal to be debt free. We aren't anywhere near that but it will happen one day! How do the kdis take not having money for this and that?

Shannon said...

I LOVE your blog! It's beautiful and inspiring! :)

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